- Usually students take a loan prior to commencing studies abroad.
- Money transfer happens between respective banks in home country and abroad.
- It is possible to open a foreign bank account in India before flying out to speed up the process.
- Remember the first month abroad will be an information overload regarding course work, accommodation, shopping etc.
- Ensure smooth transaction of money from India to foreign university to avoid any disruption to your studies.
- Loan amount gets sanctioned by banks based on the worth of the collateral. Eg – Property, assets.
- University accommodation would be more expensive compared to off-site.
- When you sign contract with landlords, be aware of the terms and conditions. Check whether the rent covers heating, internet, water etc.
- You may do part-time jobs to help you with living expenses. However, it will not be sufficient to cover tuition fees unless you have been offered a fee waiver or scholarship. Do not go abroad relying on part time jobs.
- You may work unrestricted during holiday times such as during Christmas or summer holidays.
- Universities that allow extensive working during course time are probably not of good reputation.
- While traveling abroad have all your essentials with you such as extra spectacles, medicines, your favourite masalas, spices etc.
- It is advisable to learn cooking to some extent. Remember only big cities will have authentic Indian restaurants.
- Warm clothing is important when traveling to cold countries. Living in Sheffield, I had occasional nose bleeds as the weather is often wet and windy there.
- During snowfall, it is advisable to wear snow boots especially when walking down steep slopes.
- Foreign education can be stressful. Students need to have a good balance between studies and social life while managing their budget carefully.
- Foreign countries offer a range of discounts for students such as product discounts, transport, entertainment etc. Students need to be aware of this after landing there in the foreign country.
- Try to integrate into local communities if there is a chance to do so. The rural side of these countries will be quite fascinating.
- Avoid flaunting your valuables such as jewellery watches, gadgets in public.
- Avoid talking loudly in Indian languages in public. The locals may not like it.
- Find out how safe the locality is. Some areas may have local gangs.
- Try to avoid any sort of confrontation with strangers who you feel are not genuine.
- Avoid solitary walks at night.
- Don’t jump queues.
- Avoid going to night clubs. If you do so, it is at your own risk.
- Most universities have their own partying events at the weekends within their university premises, which are closely monitored by the security staff.
- Insurance cover is must for traveling abroad for studies. I had a dental impaction of my wisdom tooth which was completely covered by insurance.
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